We remind you that the responsibility for payment rests with the patient being treated or the parent/guardian. For office visits we expect payment at the time of that office visit by cash, check, or credit card (Visa/MasterCard/Discover). If you have insurance coverage, we will submit the necessary insurance forms to your insurance carrier. We remind you that most insurance contracts, including Medicare, involve deductibles and/or percentage allowances with the result that the entire bill is seldom covered in full. Should we receive any payment which exceeds your balance due, the excess will be refunded to you. Feel free to address any questions regarding your bill to our business office at 602.493.9361 during regular office hours.